Stop overpaying for your move. Discover 7 proven strategies to save up to KSh 35,000 using deposit loans, service bundles, referral discounts, and tax deductions.
Updated April 2026 · Average customer saves KSh 28,500
Potential total savings using all strategies
KSh 35,000+
~ $269 USD
Moving in Nairobi is expensive. Between deposit (KSh 150,000+), movers (KSh 8,000-15,000), cleaning (KSh 5,000-10,000), and furniture (KSh 100,000+), the average move costs KSh 250,000-400,000. But SmartMove customers save an average of KSh 28,500 per move using the strategies below. Here's how you can too.
Instead of booking movers, cleaners, plumbers, and electricians separately, SmartMove's all-in-one packages bundle services at discounted rates:
Your savings: KSh 5,000 - 15,000
Instead of paying 3 months' rent upfront (KSh 225,000 for a KSh 75,000 apartment), pay just 1 month (KSh 75,000) and finance the remaining KSh 150,000 over 12 months at 3% APR.
What you preserve: KSh 150,000 in cash that can be used for furniture, school fees, or emergencies.
Cost of loan: Only ~KSh 2,400 in interest over 12 months.
Your benefit: KSh 150,000 cash preserved (critical for other moving expenses)
When you refer someone to SmartMove and they complete a move or book a service package:
Your potential savings: KSh 2,000 - 20,000+
All moving, plumbing, electrical, and cleaning services booked through SmartMove come with KRA-compliant receipts. Claim 35% of labor costs (max KSh 25,000 deduction) on your annual tax return.
For a taxpayer in the 30% bracket, that's KSh 7,500 - 8,125 cash back every year through reduced tax payable.
Your savings: KSh 7,500 - 8,125 per year
Unlike informal movers who add parking fees, stair charges, waiting time, and "extra item" fees, SmartMove movers provide all-inclusive quotes.
Hidden costs you avoid:
Your savings: KSh 5,000 - 15,000
Buying furniture for a 1-bedroom apartment costs KSh 75,000-150,000. Renting the same from SmartMove costs KSh 8,500-15,000/month.
If you're staying less than 15 months, renting is cheaper. Even if you stay longer, you can apply rental payments toward purchase after 6 months.
Your savings: KSh 50,000 - 100,000 upfront cash preserved
Moving demand in Nairobi peaks in December-January (holidays) and May-August (school breaks). Move during February-April or September-November for:
Your savings: KSh 5,000 - 15,000
| Strategy | Potential savings | Apply to your move? |
|---|---|---|
| Package bundle (vs a la carte) | KSh 8,000-15,000 | |
| Deposit loan (cash preserved) | KSh 150,000 cash flow* | |
| Referral discount (1 friend) | KSh 2,000 | |
| Tax deduction (annual) | KSh 7,500-8,125 | |
| Avoid hidden moving costs | KSh 5,000-15,000 | |
| Furniture rental (upfront savings) | KSh 50,000-100,000* | |
| Off-season timing | KSh 5,000-15,000 |
💰 Your total potential savings
KSh 0
*Cash preservation benefits are not direct savings but improve your liquidity significantly
Book a package, get your referral link, or apply for a deposit loan — all in one place.
Can I combine all these savings strategies?
Yes! Most SmartMove customers use 3-4 strategies. Bundle packages + referral + tax deduction is the most common combination, saving KSh 15,000-25,000.
How do I get my referral link?
Click "Get your referral link" above or message us on WhatsApp. We'll generate a unique code for you to share with friends.
Is the deposit loan really 3% APR?
Yes, for qualified customers. The effective interest rate is approximately 0.25% per month — one of the lowest in Kenya for unsecured loans.
How do I claim the tax deduction?
Keep all SmartMove receipts (we email them automatically). When filing your annual return on iTax, enter total eligible labor expenses under "Domestic service deduction."
SmartMove Savings Team
We've helped 5,000+ Nairobi residents save over KSh 100 million on moves.
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